What Happens to My Claim If I Am Under Insured? 3089635636924505613-blid-5077541959736176431

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According to UK statistics and in my own previous experience in Loss Adjusting, a large number of households are incorrectly insured - either under insured or over insured and both have different negative effects. Over Insured - If you are over insured, you are likely to be paying a higher premium than necessary year after year thus wasting money and lining the pockets of the insurance company. This most commonly occurs on buildings insurance - many people insure their property based on it's market value rather than its rebuilding cost.